Prepared for: JOSEPH KRECZ Report Date: 10/29/2007

 Account History
This section contains specific information on each account you've opened in the past. Positive information about your accounts remains on your report indefinitely.
 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 36392XXXX 
Acct Type: Unsecured Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 1/1/1996 
Balance: $8,359.00 
Terms: Unknown 
High Balance:  
Limit:  
Past Due: $769.00 
Payment Status: Past due 120 days 
Comments: Credit line closed-grantor request-reported by subscriber
 
 24-Month Payment History
Date:
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07 07 07 07
ND ND ND ND ND ND ND ND ND ND ND ND 30 60 90 60 60 90 90 90 90 90 90 120
 
Experian:
    ^Top of Page^ 
 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 3639XXXX 
Acct Type: Auto Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 12/1/2001 
Balance:  
Terms: 60 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
03 04 04 04 04 04 04 04 04 04 04 04 04 05 05 05 05 05 05 05 05 05 05 05
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 401108000009XXXX 
Acct Type: Credit Card - Revolving Terms 
Acct Status: Closed 
Monthly Payment:  
Date Open: 12/1/1997 
Balance:  
Terms: Revolving 
High Balance: $8,194.00 
Limit: $7,500.00 
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan
03 03 03 03 03 03 03 03 03 03 03 04 04 04 04 04 04 04 04 04 04 04 04 05
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 3639XXXX 
Acct Type: Secured Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1996 
Balance:  
Terms: 60 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
96 97 97 97 97 97 97 97 97 97 97 97 97 98 98 98 98 98 98 98 98 98 98 98
                                            OK OK
 
Experian:
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 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 401108000002XXXX 
Acct Type: Credit Card - Revolving Terms 
Acct Status: Closed 
Monthly Payment:  
Date Open: 10/1/1996 
Balance:  
Terms: Revolving 
High Balance: $2,557.00 
Limit: $2,500.00 
Past Due:  
Payment Status: Paid satisfactorily 
Comments: Credit line closed-grantor request-reported by subscriber
 
 24-Month Payment History
Date:
Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
96 96 96 96 97 97 97 97 97 97 97 97 97 97 97 97 98 98 98 98 98 98 98 98
    OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 3639XXXX 
Acct Type: Auto Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1996 
Balance:  
Terms: 72 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
96 96 96 96 96 96 96 96 96 97 97 97 97 97 97 97 97 97 97 97 97 98 98 98
          OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 404XXXX 
Acct Type: Auto Loan 
Acct Status: Open 
Monthly Payment: $428.00 
Date Open: 9/1/2005 
Balance: $20,556.00 
Terms: 84 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Current, was past due 60 days 
Comments:  
 24-Month Payment History
Date:
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07 07 07 07
                        60 30 60 60 30 30 30 60 60 30 30 OK
 
Experian:
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 ADDISON AVENUE FCU
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: ADDISON AVENUE FCU 
Account Number: 3639XXXX 
Acct Type: Auto Loan 
Acct Status: Open 
Monthly Payment:  
Date Open: 2/1/2001 
Balance: $0.00 
Terms: 48 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Current 
Comments:  
 24-Month Payment History
Date:
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
02 03 03 03 03 03 03 03 03 03 03 03 03 04 04 04 04 04 04 04 04 04 04 04
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 AMEX
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: AMEX 
Account Number: 03892543801236XXXX 
Acct Type: Credit Card - Revolving Terms 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1996 
Balance:  
Terms: 1 Month 
High Balance: $57,993.00 
Limit: $57,993.00 
Past Due:  
Payment Status: Legally paid in full for less than the full balance 
Comments: Election of remedy - reported by subscriber
 
 24-Month Payment History
Date:
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
02 03 03 03 03 03 03 03 03 03 03 03 03 04 04 04 04 04 04 04 04 04 04 04
                                              KD
 
Experian:
    ^Top of Page^ 
 BANK OF AMERICA
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: BANK OF AMERICA 
Account Number: 6XXX 
Acct Type: Credit Card - Revolving Terms 
Acct Status: Closed 
Monthly Payment:  
Date Open: 5/1/1996 
Balance: $7,319.00 
Terms: Revolving 
High Balance:  
Limit: $5,000.00 
Past Due: $1,144.00 
Payment Status: Charge-off 
Comments:  
 24-Month Payment History
Date:
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07 07 07 07
OK OK OK OK OK OK OK OK 30 60 90 120 120 KD KD KD KD KD KD KD KD KD KD KD
 
Experian:
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 CAP ONE BK
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: CAP ONE BK 
Account Number: 52910713XXXX 
Acct Type: Credit Card - Revolving Terms 
Acct Status: Closed 
Monthly Payment:  
Date Open: 1/1/1995 
Balance:  
Terms: Revolving 
High Balance: $324.00 
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments: Credit line closed-consumer request-reported by subscriber
 
 24-Month Payment History
Date:
May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
97 97 97 97 97 97 97 97 98 98 98 98 98 98 98 98 98 98 98 98 99 99 99 99
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 CHASE MANHATTAN MORTGA
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: CHASE MANHATTAN MORTGA 
Account Number: 1913XXXX 
Acct Type: Conventional Real Estate Loan, Including Purchase Money First 
Acct Status: Closed 
Monthly Payment:  
Date Open: 8/1/2004 
Balance:  
Terms: 360 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb
03 03 03 03 03 03 03 03 03 03 04 04 04 04 04 04 04 04 04 04 04 04 05 05
                                            OK OK
 
Experian:
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 COUNTRYWIDE HOME LOANS
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: COUNTRYWIDE HOME LOANS 
Account Number: 2103XXXX 
Acct Type: Conventional Real Estate Loan, Including Purchase Money First 
Acct Status: Closed 
Monthly Payment:  
Date Open: 10/1/2002 
Balance:  
Terms: 360 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
02 02 02 02 03 03 03 03 03 03 03 03 03 03 03 03 04 04 04 04 04 04 04 04
        OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 COUNTRYWIDE HOME LOANS
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: COUNTRYWIDE HOME LOANS 
Account Number: 321XXXX 
Acct Type: Real Estate Mortgage - With Or Without Other Collateral. Usually A Second Mortgage 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1999 
Balance:  
Terms: Unknown 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
98 98 98 98 99 99 99 99 99 99 99 99 99 99 99 99 00 00 00 00 00 00 00 00
                                OK OK OK OK OK OK OK OK
 
Experian:
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 CRED PROTECTIONS ASSOC
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: CRED PROTECTIONS ASSOC 
Account Number: 133857XXXX 
Acct Type: Collection Department / Agency / Attorney 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/2006 
Balance:  
Terms: Unknown 
High Balance:  
Limit:  
Past Due:  
Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department 
Comments:  
 24-Month Payment History
Date:
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
05 05 05 05 05 05 05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07
                            KD ND ND ND ND ND ND ND KD KD
 
Experian:
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 CREDIT BUR OF PLACER C
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: CREDIT BUR OF PLACER C 
Account Number: 116XXXX 
Acct Type: Collection Department / Agency / Attorney 
Acct Status: Closed 
Monthly Payment:  
Date Open: 11/1/2006 
Balance: $96.00 
Terms: 1 Month 
High Balance:  
Limit:  
Past Due: $96.00 
Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department 
Comments:  
 24-Month Payment History
Date:
Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
05 05 05 05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07
                                        KD ND ND KD
 
Experian:
    ^Top of Page^ 
 CREDIT BUR OF PLACER C
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: CREDIT BUR OF PLACER C 
Account Number: 116XXXX 
Acct Type: Collection Department / Agency / Attorney 
Acct Status: Closed 
Monthly Payment:  
Date Open: 1/1/2007 
Balance: $116.00 
Terms: 1 Month 
High Balance:  
Limit:  
Past Due: $116.00 
Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department 
Comments:  
 24-Month Payment History
Date:
May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
05 05 05 05 05 05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07
                                              KD
 
Experian:
    ^Top of Page^ 
 FORD CRED
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: FORD CRED 
Account Number: FLA961XXXX 
Acct Type: Auto Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 2/1/1998 
Balance:  
Terms: 72 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan
97 97 97 97 97 97 97 97 97 97 97 98 98 98 98 98 98 98 98 98 98 98 98 99
                          OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 HEADLANDS MORTGAGE CO
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: HEADLANDS MORTGAGE CO 
Account Number: 86094XXXX 
Acct Type: Real Estate Mortgage - With Or Without Other Collateral. Usually A Second Mortgage 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1999 
Balance:  
Terms: 180 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Account transferred to another office 
Comments: Transferred to another lender or claim purchased
 
 24-Month Payment History
Date:
Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb
98 98 98 98 98 98 98 98 98 98 99 99 99 99 99 99 99 99 99 99 99 99 00 00
                                          OK OK OK
 
Experian:
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 HFC
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: HFC 
Account Number: 9008XXXX 
Acct Type: Real Estate Mortgage - With Or Without Other Collateral. Usually A Second Mortgage 
Acct Status: Closed 
Monthly Payment:  
Date Open: 8/1/2000 
Balance:  
Terms: 180 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
99 99 99 99 00 00 00 00 00 00 00 00 00 00 00 00 01 01 01 01 01 01 01 01
                      OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
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 LVNV FUNDING LLC
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: LVNV FUNDING LLC 
Account Number: 512107971541XXXX 
Acct Type: Unknown - Credit Extension, Review, Or Collection 
Acct Status: Closed 
Monthly Payment:  
Date Open: 5/1/2007 
Balance: $4,977.00 
Terms: 1 Month 
High Balance:  
Limit:  
Past Due: $4,977.00 
Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department 
Comments:  
 24-Month Payment History
Date:
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct
05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07 07 07 07 07
                                      KD KD KD KD KD
 
Experian:
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 OPTION ONE MORTGAGE
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: OPTION ONE MORTGAGE 
Account Number: 647001420XXXX 
Acct Type: Conventional Real Estate Loan, Including Purchase Money First 
Acct Status: Closed 
Monthly Payment:  
Date Open: 8/1/2004 
Balance:  
Terms: 360 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Account transferred to another office 
Comments: Transferred to another lender or claim purchased
 
 24-Month Payment History
Date:
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
03 03 03 03 03 03 03 03 03 03 03 03 04 04 04 04 04 04 04 04 04 04 04 04
                                            OK OK
 
Experian:
    ^Top of Page^ 
 PACIFIC GAS & ELECTRIC
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: PACIFIC GAS & ELECTRIC 
Account Number: 312723XXXX 
Acct Type: Unknown - Credit Extension, Review, Or Collection 
Acct Status: Closed 
Monthly Payment:  
Date Open: 10/1/2002 
Balance:  
Terms: 1 Month 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid, was a collection account, insurance claim or government claim or was terminated for default 
Comments:  
 24-Month Payment History
Date:
Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
05 05 05 05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07
                                          KD ND OK
 
Experian:
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 SALLIE MAE SERVICING
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: SALLIE MAE SERVICING 
Account Number: 543042038XXXX 
Acct Type: Education Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1998 
Balance:  
Terms: Unknown 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
98 98 98 99 99 99 99 99 99 99 99 99 99 99 99 00 00 00 00 00 00 00 00 00
                                      OK OK OK OK OK
 
Experian:
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 SEARS/CBSD
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: SEARS/CBSD 
Account Number: 512107971541XXXX 
Acct Type: Credit Card - Revolving Terms 
Acct Status: Closed 
Monthly Payment:  
Date Open: 11/1/2000 
Balance: $4,977.00 
Terms: Revolving 
High Balance:  
Limit: $3,800.00 
Past Due: $1,409.00 
Payment Status: Charge-off 
Comments: Subscriber reports dispute resolved - consumer disagrees
 
 24-Month Payment History
Date:
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
05 05 05 05 05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07
OK OK OK OK OK OK OK OK OK OK OK 30 60 60 OK OK 30 60 90 120 120 120 KD KD
 
Experian:
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 STUDENT LOAN MKT ASSN
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: STUDENT LOAN MKT ASSN 
Account Number: 543042038XXXX 
Acct Type: Education Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1998 
Balance:  
Terms: Unknown 
High Balance:  
Limit:  
Past Due:  
Payment Status: Account transferred to another office 
Comments: Transferred to another lender or claim purchased
 
 24-Month Payment History
Date:
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
98 98 98 98 98 98 98 98 98 99 99 99 99 99 99 99 99 99 99 99 99 00 00 00
            OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
 
Experian:
    ^Top of Page^ 
 STUDENT LOAN MKT ASSN
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: STUDENT LOAN MKT ASSN 
Account Number: 543042038XXXX 
Acct Type: Education Loan 
Acct Status: Closed 
Monthly Payment:  
Date Open: 9/1/1998 
Balance:  
Terms: Unknown 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
97 97 97 97 97 97 97 97 97 97 97 97 98 98 98 98 98 98 98 98 98 98 98 98
                                        OK OK OK OK
 
Experian:
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 WASH MUTUAL/PROVIDIAN
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: WASH MUTUAL/PROVIDIAN 
Account Number: 642635XXXX 
Acct Type: Credit Card - Revolving Terms 
Acct Status: Closed 
Monthly Payment:  
Date Open: 2/1/2005 
Balance: $5,170.00 
Terms: Revolving 
High Balance:  
Limit: $3,500.00 
Past Due: $5,115.00 
Payment Status: Charge-off 
Comments: Credit line closed-grantor request-reported by subscriber
 
 24-Month Payment History
Date:
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
05 05 05 06 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07 07 07 07
OK OK OK OK OK OK OK OK OK 30 60 90 120 120 120 KD KD KD KD KD KD KD KD KD
 
Experian:
    ^Top of Page^ 
 WASHINGTON MUTUAL HOME
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: WASHINGTON MUTUAL HOME 
Account Number: 150801317XXXX 
Acct Type: Conventional Real Estate Loan, Including Purchase Money First 
Acct Status: Closed 
Monthly Payment:  
Date Open: 3/1/1999 
Balance:  
Terms: 360 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
99 99 99 99 00 00 00 00 00 00 00 00 00 00 00 00 01 01 01 01 01 01 01 01
OK OK OK OK OK OK OK ND OK ND ND OK OK OK OK OK OK OK ND OK OK OK ND OK
 
Experian:
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 WELLS FARGO HOME MORTG
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: WELLS FARGO HOME MORTG 
Account Number: 708014344XXXX 
Acct Type: Conventional Real Estate Loan, Including Purchase Money First 
Acct Status: Closed 
Monthly Payment:  
Date Open: 5/1/2005 
Balance:  
Terms: 360 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Credit Grantor reclaimed collateral to settle defaulted mortgage 
Comments:  
 24-Month Payment History
Date:
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
04 04 04 05 05 05 05 05 05 05 05 05 05 05 05 06 06 06 06 06 06 06 06 06
                  OK OK OK OK OK 30 30 30 90 90 RF RF RF RF RF
 
Experian:
    ^Top of Page^ 
 WORLD SAVINGS & LOAN
 
EXPERIAN
EQUIFAX
TRANSUNION
   
Account Name: WORLD SAVINGS & LOAN 
Account Number: 512001059XXXX 
Acct Type: Conventional Real Estate Loan, Including Purchase Money First 
Acct Status: Closed 
Monthly Payment:  
Date Open: 11/1/1998 
Balance:  
Terms: 360 Months 
High Balance:  
Limit:  
Past Due:  
Payment Status: Paid satisfactorily 
Comments:  
 24-Month Payment History
Date:
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
97 97 97 97 97 97 97 97 97 98 98 98 98 98 98 98 98 98 98 98 98 99 99 99
                                      OK OK ND OK OK
 
Experian:
    ^Top of Page^ 
 Legend
OK Current 90 90 Days Late
ND No Data Provided* 120 120 Days Late
30 30 Days Late KD Key Derogatory**
60 60 Days Late RF Repossession or Foreclosure
  PP Payment Plan

*Sometimes the credit bureaus do not have information from a particular month on file.

** For additional information on Key Derogatory, please see your Credit Report Guide.
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